Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Preparing For the Ultimate Vacation Make your retirement as exciting as your next vacation. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.